Payment Recovery

Stop losing revenue to failed payments.

Recover up to 89% of failed payments automatically — with ML-optimized retries, omnichannel campaigns, and in-app payment walls. Ready in minutes.

  • Recover up to 89% of failed payments
  • See immediate ROI on day one
  • Always fixed fees, never a take rate
Payment Recovery Dashboard

The numbers speak for themselves.

Failed Payments Recovered
89%
Instant ARR Lift
~10%
Time to Go Live
<1 hr

Trusted by these customer-obsessed teams…

OarcopyleaksrelumeRoadpassGammaMobbinSuperhumanJasperTwenty Eight HealthclearplayOriginality.aiExploding TopicsLuxAlgoWellsaid LabsBuildertrendVEED.ioSudowriteEverBeeCopy.aiJenni.aiRB2BCometlySavvyCalCastosFaredropHostiFiOarcopyleaksrelumeRoadpassGammaMobbinSuperhumanJasperTwenty Eight HealthclearplayOriginality.aiExploding TopicsLuxAlgoWellsaid LabsBuildertrendVEED.ioSudowriteEverBeeCopy.aiJenni.aiRB2BCometlySavvyCalCastosFaredropHostiFi

No founder wants to think about failed payments or has the time to deal with them. Churnkey stepped up and did it for us — setting us up quickly and optimizing everything — so we could focus on what we love to do: ship fast and grow faster.

Grant Cooper
Co-founder, Cometly
Churnkey

Your customer-obsessed team can spin up our modern dunning management software in minutes.

When you lose revenue from people who actively want to pay you, your business shrinks along with your reputation. Banks, credit card companies, and their opaque policies are causing up to 40% of your churn. You're not going to become a payment recovery expert. And why should you? Leave it to us.

Payment Recovery Suite

Everything you need to recover failed payments...

Precision Retries

Optimized retry schedules and tactics enhanced by machine learning and adapted for your business' bespoke needs. Works effectively with banks without customer intervention.

Omnichannel Campaigns

When retries can't solve a failed payment, Churnkey's omnichannel infrastructure gets to work across every possible channel, segmented in every possible way.

Payment Recovery Wall

When retries and campaigns aren't enough, deploy in-app messaging to prevent usage in past-due accounts. Completely configurable, intelligent, and tasteful.

Dunning campaign segmentation
In-app payment wall
Payment recovery metrics dashboard

Industry-Leading Personalization

Speak to your customers on an individual basis, at scale

Every one of your customers is unique: they speak different languages, live in different time zones, subscribe to different plans, and use different payment methods. Churnkey makes it easy to segment payment recovery campaigns — so every message is personal, relevant, and timely.

Effortless Personalization

Precise Payment Retries

The most elite payment retries in the industry

Using bespoke retry models tailored to your business, Churnkey resolves your customer's payment failure automatically and ensures future payments will clear. All this without needless cancellations and wasted effort for your customer-facing teams.

The most elite payment retries in the industry

White-labeled Experiences

Comms, payment forms, and more: all done on your domain, under your brand

Nobody should open messages from strange companies or input payment information into strange forms. Churnkey increases trust and payment recovery rates by operating under your domain, with your branding, as a verified third party.

Comms, payment forms, and more: all done on your domain, under your brand

Dunning Offers

Leverage incentives to increase failed payment recovery

Sometimes customers will quietly let their cards expire on purpose. Use our innovative Dunning Offers to make it more compelling for your customers to update their cards.

Leverage incentives to increase failed payment recovery

Failed Payment Wall

Remind customers to update their cards in-app

Dynamically block feature access while asking customers to update their payment details inline. Prevent unpaid usage and increase failed payment recovery by 4% to 12% with a modern, beautiful payment update flow.

Remind customers to update their cards in-app

Exclusion Lists

Prevent certain accounts from receiving automated campaigns

Whether it's a high-touch relationship or a segment you don't want to disturb, it's easy to exclude accounts from dunning campaigns. Because your customer base is different.

Prevent certain accounts from receiving automated campaigns

Clear Metrics

Track recovered revenue, failed payment reasons, campaign progress, and more

You'll always have the right data at your fingertips in real-time. Debit cards failing more often? Campaign underperforming? You'll know right away so you can act quickly.

Track recovered revenue, failed payment reasons, campaign progress, and more

Churnkey Pricing

Our Pricing

What's your monthly churn volume?

up to $5k

Recommended for your churn volume

Starter

Perfect for teams just starting to tackle retention.

$250

per month

billed yearly

Available to teams with less than $5k/mo churn volume.

Starter includes:

  • Cancel Flows
  • Payment Recovery
  • Customer Timelines
Start 14-day Trial

No credit card required.

Connects to your billing system quickly.

GDPR compliant GDPR

SOC-2 secured SOC-2 secured

Need more power? Our Core and Intelligence plans are built for teams with $10k+ in monthly churn.

Intelligence

Our ultimate retention suite to help you optimize LTV and find hidden revenue with AI.

For teams with $10k+ monthly churn volume.

Everything in Core, plus:

  • Adaptive Offers
  • Account Agent
  • Feedback AI
  • AI-powered translations
  • Compliance Automation
  • Self-Improving Precision Retries
Get a Pricing Quote

 

Core

Our baseline churn reduction platform with testing, segmentation, and advanced retry logic.

For teams with $10k+ monthly churn volume.

Core includes:

  • Cancel Flows
  • Payment Recovery
  • A/B Testing (Cancel Flows & Payment Recovery)
  • Unlimited Segmentation
  • Customer Timelines
  • Rules-based Retry Logic
  • Native Integrations (Slack, Webhooks)
Start 14-day Trial

 

Enterprise-grade security, built in.

Churnkey meets top industry standards for data security and compliance

Don't just take our word for it...

Charley Burtwistle

The Churnkey team has built and delivered on every promise made. This will be a complete game changer for our business. 10/10 recommend.

Charley Burtwistle

Senior Director of Core Subscription, Buildertrend

Read Case Study
Charley Burtwistle logo

Stop leaving revenue on the table from failed payments

Join the teams already using Churnkey to recover failed payments automatically — with no engineering work and fixed, predictable pricing.